Real asset credit Specialty finance Insurance
Capital with a
backbone.
Fortuneo lends against real assets, finances the equipment, vessels and goods that businesses run on, and is building the insurers whose long capital stands behind it. Seven business lines. One standard of underwriting.
Dallas, Texas
Two real estate lenders, two insurers, three specialty finance lines.
Real estate credit, insurance, specialty finance.
A Bermuda reinsurer and a Texas life and annuity company.
Collateral first, structure second, speed third. Never the other order.
§ 00The platform
Fortuneo LLC is a privately held real asset credit, specialty finance and insurance platform headquartered in Dallas, Texas. It lends where the collateral is real, finances what businesses run on, and is building the insurance capital that lets it hold what it originates. Credit discipline and a client-first orientation, in the same company.
§ 01Seven lines
Seven names. One underwriter.
Each line has its own products, clients and regulator. All of them are underwritten the same way. Open one.
The register§ 02How we underwrite
Five principles, in writing.
The same standard across lending, leasing, maritime, trade and insurance.
The platformCollateral first
We start from the asset: what it is, what it is worth today, and what it is worth if things go wrong.
Structure to the deal
Terms are shaped to the transaction and the borrower, not lifted from a template.
Speed with discipline
Fast decisions come from a clear process, not from skipping steps.
Long capital, long assets
Insurance capital is matched to the duration of what it backs.
Straight answers
We say early whether there is a fit, what we reviewed, and what affected the decision.
§ 03Real estate credit
Two lenders. Every tenor.
Fortuneo Stata carries secured lending, portfolio credit and customized banking solutions for sponsors and owners of high-value property. Fortuneo Copia carries short-term, asset-backed acquisition, bridge and construction credit for investors and developers. Together they cover real estate credit from the first day of a deal to the last.
Fortuneo Stata
Bridge, construction and portfolio credit; customized banking; compliant real estate tokenization.
Fortuneo Copia
Acquisition, bridge and construction; rental and DSCR; PACE lending.
§ 04Insurance
Long promises, long capital.
Fortuneo Redux, a planned Bermuda reinsurer, and Fortuneo Manens, a planned Texas life and annuity company, give the platform capital with the duration to hold what it originates, and give policyholders and cedents a counterparty that underwrites assets for a living.
Both companies are in formation and not yet licensed. No policy or reinsurance is offered.
§ 05Specialty finance
What businesses run on.
Equipment, vessels and goods in transit: real assets with hard collateral, financed by people who know the asset.
Equipment leasing and finance
Fortuneo Rota provides equipment leases and equipment finance to middle-market companies, directly and through vendor programs: the trucks, machines, fleets and systems a business runs on, financed against the equipment itself.
Maritime finance
Fortuneo Prora is senior secured maritime finance: vessels, ports, terminals and the infrastructure that moves cargo.
Trade finance
Fortuneo Annona is trade finance: receivables, supply chain, structured trade and commodity finance for the companies that make, move and sell goods.
Borrowers
Tell us what you are financing.
A few lines are enough. We tell you early whether there is a fit, and which line will call you back.
Next
The platform