
FortuneoBusiness line 04 · Insurance
Fortuneo Manens is the platform’s life insurer, planned as a Texas-domiciled company writing multi-year guaranteed annuities and fixed indexed annuities: long promises, kept with long-dated, well-matched assets.
§ 01What Manens does
Life and annuity insurance.
A fixed rate, guaranteed for a set term.
Principal protection with crediting linked to an index, subject to caps and participation rates.
Policyholder capital invested for duration, matched to the liabilities it backs.

§ 02Who it serves
Retirement savers
Individuals who want a guaranteed, predictable component in their retirement income.
Agents and marketing organizations
The independent distribution through which annuities are sold.
§ 03On the register
Where the line stands today, from its own documents.
Line of business
Multi-year guaranteed and fixed indexed annuities
Segment
Insurance
Entity
Fortuneo Manens Life & Annuity Company (planned)
Domicile
Texas (planned)
Regulator
Texas Department of Insurance (Form A); financial strength rating as a parallel gate
Status
In formation; not yet licensed. No policy is offered.

Next line
Each Fortuneo line takes its name from a Latin word for what it does. Manens is “enduring”; Rota is “the wheel.”
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Fortuneo Rota